Medicare And You 2017 Pdf
File Name: medicare and you 2017 .zip
- [PDF] FREE Medicare You 2017: This is the official U.S. Government Medicare handbook [Download]
- Medicare Part B Drugs: Trends in Spending and Utilization, 2006-2017
- Eau Claire County
As we approach the final week of the Medicare Annual Coordinated Election Period ACEP , individuals continue to make decisions about how they want to access their Medicare benefits in
[PDF] FREE Medicare You 2017: This is the official U.S. Government Medicare handbook [Download]
Medicare is the federal health insurance program created in for people ages 65 and over, regardless of income, medical history, or health status. The program was expanded in to cover certain people under age 65 who have a long-term disability.
Today, Medicare plays a key role in providing health and financial security to 60 million older people and younger people with disabilities. The program helps to pay for many medical care services, including hospitalizations, physician visits, prescription drugs, preventive services, skilled nursing facility and home health care, and hospice care.
In , Medicare spending accounted for 15 percent of total federal spending and 20 percent of total national health spending.
Most people ages 65 and over are entitled to Medicare Part A if they or their spouse are eligible for Social Security payments, and do not have to pay a premium for Part A if they paid payroll taxes for 10 or more years. People under age 65 who receive Social Security Disability Insurance SSDI payments generally become eligible for Medicare after a two-year waiting period, while those diagnosed with end-stage renal disease ESRD and amyotrophic lateral sclerosis ALS become eligible for Medicare with no waiting period.
Medicare plays a key role in providing health and financial security to 60 million older people and younger people with disabilities. It covers many basic health services, including hospital stays, physician services, and prescription drugs. Many people on Medicare live with health problems, including multiple chronic conditions and limitations in their activities of daily living, and many beneficiaries live on modest incomes.
Figure 1: Characteristics of the Medicare Population. Medicare covers many health services, including inpatient and outpatient hospital care, physician services, and prescription drugs Figure 2. Medicare benefits are organized and paid for in different ways:.
Moreover, traditional Medicare does not pay for some services that are important for older people and people with disabilities, including long-term services and supports, dental services, eyeglasses, and hearing aids. Among different types of services, average per capita spending was highest for long-term care facility services, followed by medical providers and supplies, prescription drugs, and dental services.
Out-of-pocket spending rises with age among beneficiaries ages 65 and over and is higher for women than men. Not surprisingly, Medicare beneficiaries with poorer self-reported health status spend more than those who rate themselves in better health. Medicare spending is affected by a number of factors, including the number of beneficiaries, how care is delivered, the use of services including prescription drugs , and health care prices. Both in the aggregate and on a per capita basis, Medicare spending growth has slowed in recent years, but is expected to grow at a faster rate in the next decade than since Figure 6.
The aging of the population, growth in Medicare enrollment due to the baby boom generating reaching the age of eligibility, and increases in per capita health care costs are leading to growth in overall Medicare spending. Rising prescription drug costs are a particular concern in relation to Medicare spending.
The average annual growth rate in per beneficiary costs for the Part D prescription drug benefit is projected to be higher in the coming decade 4. This is due in part to projected higher Part D program costs associated with expensive specialty drugs. Figure 8: Sources of Medicare Revenue in Policymakers, health care providers, insurers, and researchers continue to debate how best to introduce payment and delivery system reforms into the health care system to tackle rising costs, quality of care, and inefficient spending.
Medicare has taken a lead in testing a variety of new models that include financial incentives for providers, such as doctors and hospitals, to work together to lower spending and improve care for patients in traditional Medicare.
Accountable Care Organizations ACOs are one example of a delivery system reform model currently being tested within Medicare. With over 10 million assigned beneficiaries in , ACO models allow groups of providers to accept responsibility for the overall care of Medicare beneficiaries and share in financial savings or losses depending on their performance in meeting spending and care quality targets.
Other new models include medical homes, bundled payments models that combine Medicare payments to multiple providers across a single episode rather than pay for each service separately , and initiatives aimed to reduce hospital readmissions. These models are being evaluated to determine their effect on Medicare spending and the quality of care provided to beneficiaries. The Secretary of Health and Human Services HHS is authorized to expand or extend models that demonstrate quality improvement without an increase in spending, or spending reduction without a decline in quality.
Medicare faces a number of critical issues and challenges, perhaps none greater than providing affordable, quality care to an aging population while keeping the program financially secure for future generations. While Medicare spending is on a slower upward trajectory now than in past decades, total and per capita annual growth rates appear to be edging away from their historically low levels of the past few years.
Characteristics of People on Medicare Many people on Medicare live with health problems, including multiple chronic conditions and limitations in their activities of daily living, and many beneficiaries live on modest incomes. Topics Medicare.
Medicare Part B Drugs: Trends in Spending and Utilization, 2006-2017
Physicians' services include office visits, surgical procedures, anesthesia services and a range of other diagnostic and therapeutic services. If you have elected to be a participant during , the limiting charges indicated on the report will not pertain to your practice. The non-participating fee schedule amounts and limiting charges do not apply to services or supplies unless they are paid under the physician fee schedule. Limiting charge applies to unassigned claims by non-participating providers. All services provided to Medicare beneficiaries are subject to audit and documentation requirements.
It primarily provides health insurance for Americans aged 65 and older , but also for some younger people with disability status as determined by the SSA, and people with end stage renal disease and amyotrophic lateral sclerosis ALS or Lou Gehrig's disease. In , according to the Medicare Trustees Report, Medicare provided health insurance for over These additional so-called out of pocket OOP costs can include deductibles and co-pays; the costs of uncovered services—such as for long-term custodial, dental, hearing, and vision care; the cost of annual physical exams for those not on Part C health plans that include physicals ; and the costs related to basic Medicare's lifetime and per-incident limits. Medicare is funded by a combination of a specific payroll tax , beneficiary premiums, and surtaxes from beneficiaries , co-pays and deductibles , and general U. Treasury revenue.
PDF Medicare & You in English, print (this looks like the paper handbook you get in the mail) Medicare & You Spanish Large print PDF Medicare & You in large.
Eau Claire County
Unless you are currently receiving Social Security or Railroad Retirement Board benefits when you turn 65, you'll have to sign up for Medicare yourself. Medicare may not notify you about your eligibility, so be sure to get your Initial Enrollment Period IEP dates and put them in your calendar. It's best to sign up for Medicare toward the start of your IEP. That way your coverage will begin as soon as you're eligible.
One update is the Quality Payment Program to work better with your doctors, coming after many years of changes due to new health care regulations. Burwell, secretary of U. In the letter are three goals listed to continue progress after the health care reform, in order to help protect Medicare and help its customers get the most out of their coverage. Providing patient-driven health care. We want you to have access to health care that meets your needs and is delivered in a way that works for you.
Check out our updated guide for the most up-to-date information and for links to where you can download your own copy of Medicare and You Learn more about how to use the guidebook and download a digital copy today. Your copy should include a list of available health and drug plans in your service area as well.
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